Holidays and Insurance

For several days now, children have been enjoying their summer holidays. July has just begun, so the holiday season is now fully open. Many of us are planning trips in the coming weeks. With the improvement of the pandemic situation, we don’t have to limit ourselves only to Polish resorts – many Poles are also choosing to travel abroad. In all this carefree time, we must not forget that for holidays to be successful, they must first of all be safe. In addition to making thoughtful and responsible decisions, we should also protect ourselves against any unexpected accidents to ensure a safe holiday for ourselves and our children. It is important to have properly selected insurance during holidays – Accident Insurance (NNW) and travel insurance.

What insurance for a child during holidays?

Accident Insurance (NNW) for children is not limited to school, so it works perfectly during holidays as well. Parents often mistakenly think of NNW as only school insurance, and therefore may not realize how broad the coverage of their children’s NNW policy can be. NNW as holiday insurance for children provides the best protection. Both serious and minor accidents may occur during holidays. Just a moment of inattention is enough for an incident to happen – slipping at the pool, falling off a scooter, or falling from a swing at the playground. Even a spoiled meal at a restaurant can result in food poisoning. While much depends on us to ensure safe holidays, many random events remain beyond our control. In addition, we often save money for our dream vacation to make it a great adventure for the whole family. A budget already under strain can become even more burdened if we also have to cover the costs of an accident (treatment, rehabilitation, medical equipment). Purchasing Child NNW as holiday insurance is a good solution because, regardless of whether we plan holidays in Poland or abroad, the insurance is valid worldwide. However, it is important to remember that NNW covers medical costs only in Poland, so for comprehensive protection abroad it is worth having travel insurance as well.

NNW and Travel Insurance Ensure Safe Holidays

NNW and travel insurance are policies that provide comprehensive protection during holidays. Unfortunately, NNW alone will not protect us from the costs of medical assistance abroad. Medical care in some European countries can be extremely expensive, and situations may arise where we need emergency medical services – for example, a rescue operation on a trail, several days of hospitalization, or in the worst case, medical transport back to Poland. All these services can cost tens of thousands of euros or more. Outside of Europe, treatment costs may be even higher, such as in the United States, where access to healthcare is entirely paid. Therefore, it is worth ensuring safe holidays by purchasing family insurance and holiday insurance for children. The NFZ and NNW cover treatment in Poland, but abroad we must be prepared for very high costs. The cost of insurance depends on the coverage and number of insured persons, but it is still far lower than covering losses and treatment expenses on your own.