Death on the premises of an educational institution

as a result of an accident

Death in means of transport

as a result of an accident, including a traffic accident

Death as a result of an accident

also as a result of an act of terrorism, first heart attack, first stroke, epileptic seizure, fainting

Death as a result of malignant cancer

Bodily injury as a result of an accident

also as a result of an act of terrorism, first heart attack, first stroke, epileptic seizure, fainting

Injuries up to 25% - payout for 1% injury

Injuries above 25% - payout of 2% of the sum insured for 1% injury

Compensation for moral damage

Bite, sting, or insect bite, diagnosis of Lyme disease

animal and arachnid bites (excluding tick bites resulting in diagnosis of Lyme disease or tick-borne encephalitis), stings or bites from insects or arachnids

Illness of Lyme disease or tick-borne encephalitis as a result of a tick bite

Accident without permanent injury

one-time benefit paid when the accident did not cause bodily injury

Costs of plastic surgery

reimbursement of the costs of surgery aimed at reducing disfigurement and mutilation of the body surface

Costs of surgical operations

one-time benefit for a surgical procedure performed under general, regional, or local anesthesia, involving cutting of tissues

Costs of private tutoring

Benefit is paid if the Insured was unable to attend school for a period of at least 7 days

Psychologist for the insured child

reimbursement of psychological assistance provided to the Insured in connection with an accident

Psychologist for the legal guardian

reimbursement of psychological assistance for the legal guardian, spouse, partner, children, or siblings in connection with the death of the Insured as a result of an accident

Treatment costs

reimbursement of costs including medical visits after an accident, examinations, surgeries, medications prescribed as part of treatment

Reimbursement of dental reconstruction costs

Hospital stay after an accident

for each day of hospital stay – starting from the 1st day

Reimbursement of accommodation costs of the legal guardian due to child hospitalization caused by an accident

Critical illness

one-time benefit for the diagnosis of the following diseases: aplastic anemia, Lyme disease, tropical disease, type I diabetes, brain tumor, malignant cancer, tick-borne encephalitis, paralysis, PIMS-TS, poliomyelitis, chronic hepatitis B or C, end-stage renal failure, sepsis, multiple sclerosis, stroke, loss of hearing, loss of vision, congenital heart defect, heart attack, transplantation

Rehabilitation costs

reimbursement of costs of consultations with a physiotherapist and rehabilitation treatments

Costs of special equipment

reimbursement of rental or purchase costs of assistive and orthopedic devices, including prostheses, orthoses, corsets and crutches, walkers, wheelchairs

Medical equipment: corrective glasses, hearing aids, orthodontic devices, insulin pumps

Death of the legal guardian

as a result of an accident

Hospital stay due to illness

for each day of hospital stay – starting from the 2nd day

Reimbursement of accommodation costs of the legal guardian due to child hospitalization caused by illness

Benefit for stay in a psychiatric hospital or psychiatric ward lasting continuously for 30 days

Reimbursement of trip costs

reimbursement of trip costs if the Insured cannot attend it due to an accident or illness

Costs of searching for a child

reimbursement of costs of searching for the insured child in case of disappearance – costs of hiring a detective, publishing information in the media, printing leaflets

Funeral costs of the legal guardian

as a result of an accident

STOP HATE - Child on the Internet

IT assistance in case of problems with the use of a computer and the Internet, psychological and legal assistance in case of online hate

Coverage 24/7 at school and outside of it, in Poland and abroad, including sports practice (list of events, world regions, and types of sports available in the insurance terms)